Welcome To Brick Finance

Welcome to Brick Finance

Brick Finance is a completely independent, expert mortgage brokerage and we have over 20 years experience in Banking and Specialist Sector Finance. Brick Finance is able to help you find the right commercial mortgage and / or Banking relationship for you and your business.

Whether you need an owner occupied commercial mortgage, you have a commercial or residential investment portfolio or run a pharmacy or children's day nursery we can tailor your needs and match them with the best lender.

At Brick Finance our goal is to provide you with a courteous, expedient, professional service of the highest calibre. We will carry out a free appraisal and provide you with an indication of terms without obligation. We are usually paid by the lenders, so we don't charge broker fees.

If you have any questions or would like to speak with a Brick Finance representative please e mail or call us on 01704 546658

Simon Berrie
Managing Director
Brick Finance Limited

Commercial Mortgages (Owner Occupier / Investor)

Brick Finance can advise you and has access to a wide range of commercial mortgage products tailored to the needs of the commercial owner occupier, or investor, for most types of property in the UK. Minimum Loan is £50,000 up to £30 Million, on all types of property including ;

  • Office
  • Retail
  • Industrial
  • Warehouses/retail park
  • Residential Portfolios
  • Multi occupancy serviced offices
  • Mixed commercial & residential
  • Hotels
  • Public houses
  • Restaurants
  • Nursing homes
  • Day nursery
  • Doctors/Dentists/Vets
  • Pharmacies
  • Leisure
  • Land with planning

With years of lending experience, we are able to advise on all aspects of your business borrowing requirements, either for an individual asset or a portfolio.

Healthcare Sector Finance

Brick Finance fully understands the specialist nature of your business and the need for a tailored approach towards your borrowing and banking requirements

  • Independent Pharmacies
  • Supported Living Model
  • Long Term Care
  • Learning Disabilities
  • Domiciliary Care
  • Mental Health
  • Dentistry

Buy To Let Mortgage

Brick Finance offers all landlords a “whole of market” choice of Buy to Let mortgages, for all types of Buy to Let property, including the following:

  • Block of flats
  • Houses in Multiple Occupancy (HMO)
  • Freehold flats and maisonettes
  • Flats above commercial properties
  • Ex Local Housing Authority properties
  • Studio flats and bedsits
  • Multi unit properties
  • Non standard construction types

For full information on a particular Buy to Let mortgage please contact us.

We do not charge any mortgage broker fees, as we are usually paid by the lenders.

We keep fully up to date with the changing criteria of lenders on a daily basis

Bridging Loans

Brick Finance has access to speedy, value for money, Bridging or Property Development Finance on most types of commercial and residential property in the UK. Brick Finance has a direct access to 2 bridging loan companies , Rock Capital Limited and White Rhino Capital Limited. Both companies;

  • Only lend from our own funds.
  • Are often able to obtain an offer within 48 hours, and allow you to complete within 7-10 days.We will lend up to 70% of the Open Market Value and up to 100% of the purchase price (unlike many other lenders who only lend 70% of the purchase price)
  • Are happy to provide property development finance, up to 70% of Gross Development Value.
  • Have dedicated property and legal professionals allowing us to offer a prestigious ‘48 hour application-to-fund release’ service

What Our Clients Say

“My previous Bank suddenly wanted to renegotiate my existing terms and conditions without warning. Brick Finance, given their extensive banking experience quickly identified this was unjustified and immediately ‘stepped in’ to help with our ongoing discussions with the Bank.
In addition they also, very quickly, presented our business proposition to 3 main high street lenders, the proposition was presented in the right way first time, which meant each Bank offered us terms and conditions. We have now successfully moved Banks and can carry on growing our business”.

C & P Apothecaries Ltd (Independent Pharmacy Chain)

“ I needed to restructure my business in the most tax efficient way possible and also move Banks as my current lender no longer placed any reliance on the ‘goodwill’ value of my business. Brick Finance, on my behalf, successfully found a new main stream lender willing to provide me with better terms and exactly what I needed, Thank you”.

Patrick Higgins (Independent Pharmacist)

We would love to hear from you.

01704 546658  01704 544011 07740 102958

Brick Finance

Hoghton Place

47 Hoghton Street




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Brick Finance Ltd, 47 Hoghton Street, Southport, Merseyside, PR9 0PG
Tel: 01704 546658 / Fax: 01704 544011 / Mob: 07740 102958